Property Damage:
Much like dwelling coverage under a traditional homeowners insurance policy, landlord insurance covers damage to the structure of your home due to any covered perils, such as fire, wind, hail, or snow. ... However, your landlord insurance policy typically won't cover your tenants' personal property.

Umbrella Insurance:
A personal umbrella policy provides two types of coverage: liability and defense costs. Umbrella policies can cover what primary insurance excludes and/or additional coverage beyond the limits set in your other insurance. ... Umbrella policies can provide excess liability for auto, homeowners, boat, and renters insurance.

Renters Insurance:
What Does Renters Insurance Cover? Renters insurance provides financial reimbursement to cover a tenant's lost or damaged possessions as a result of fire, theft or vandalism. It also covers a tenant's liability in the event that a visitor is injured on the premises.

Motorcycle and Recreational Vehicles
The lowest amount of liability insurance you must buy for your motorcycle is the same as your state's car insurance minimum requirements. Florida also requires you carry a minimum $10,000 in medical benefits, which can come from your health insurance.